Thank you for the opportunity to provide a summary of our organization's efforts to address the civil legal needs of disadvantaged, low-income and moderate-income Floridians. The Collier County Bar Association is cognizant of the civil legal needs of our local population and has been working with Legal Aid Services of Collier County to help provide equal access to justice to those who are disadvantaged or are in the low income range. Legal Aid does an outstanding job with this population, but their limited resources leave many with unmet needs. Unfortunately at this time there are no local programs available to moderate income individuals. lt is our view that this service gap is not being adequately addressed.